Micro ATM API

A Micro ATM API allows businesses to integrate banking services like cash withdrawal, balance inquiry, and mini statements using Aadhaar or debit cards via a Micro ATM device. These APIs are widely used by fintech companies, banking correspondents, and rural banking service providers.

Key Features of Micro ATM API:

  1. Cash Withdrawal – Customers can withdraw money using a debit card or Aadhaar authentication.
  2. Balance Inquiry – Check the available balance in a bank account.
  3. Mini Statement – Retrieve recent transactions from a linked bank account.
  4. Secure PIN Authentication – Uses RBI-compliant PIN-based transactions.
  5. Integration with AEPS – Works alongside Aadhaar Enabled Payment System (AEPS) for seamless transactions.
  6. Commission & Settlement Support – Businesses earn commissions on transactions.

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