UPI Verification API

A UPI Verification API is an API that facilitates the authentication and verification of transactions made through the Unified Payments Interface (UPI) in India. UPI is a real-time payment system developed by the National Payments Corporation of India (NPCI) that allows users to link multiple bank accounts into a single mobile application to make instant bank-to-bank transfers, bill payments, and merchant transactions.

The UPI Verification API is typically used by businesses, fintech companies, banks, payment gateways, and digital wallets to validate the identity of a user, verify payment status, and authenticate UPI-based transactions.

Key Features of UPI Verification API:

  1. UPI ID Validation:
    • Verifies if a given UPI ID is valid or not (e.g., username@upi format).
    • Ensures that the UPI ID is associated with a registered bank account.

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