Bank Of India CSP Software
State Bank Of India CSP Software
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AEPS is a bank led model which allows online interoperable financial transaction at PoS (Point of Sale / Micro ATM) through the Business Correspondent (BC)/Bank Mitra of any bank using the Aadhaar authentication.
How to get it:
- Provide KYC (Know Your Customer) information to open a new account
- Aadhaar Number should be linked with bank a/c
Service Activation:
- None
- 1-2 minutes post Aadhaar seeding
What is required for Transaction:
- MicroATM
- Remember Aadhaar
- Give Bank name
- Present self (Aadhaar holder) with Bio-metrics (Finger and/or IRIS)
- Assisted mode
Transaction Cost:
- NIL to customer
- Merchant or BC may get charged or paid based on bank‘s discretion
Services Offered:
- Balance Enquiry
- Cash Withdrawal
- Cash Deposit
- Aadhaar to Aadhaar funds transfer
- Payment Transactions (C2B, C2G Transactions)
Funds Transfer limit:
- Banks define limit. No limit for RBI.
Service Available from no. of operators:
- 118 banks
- Interoperable
