bbps api live operator

Contain table

Live Operator

#OPERATOR NAMEType
1ACT BroadbandBroadBand
2AsianetBroadBand
3Comway BroadbandBroadBand
4Connect BroadbandBroadBand
5DenBroadBand
6FusionnetBroadBand
7Hathway BroadbandBroadBand
8INSTALINKSBroadBand
9Instanet BroadbandBroadBand
10IONBroadBand
11Netplus BroadbandBroadBand
12Nextra BroadbandBroadBand
13Spectranet BroadbandBroadBand
14Tikona BroadbandBroadBand
15Timbl BroadbandBroadBand
16TTN BroadbandBroadBand
17Vfibernet BroadbandBroadBand
18Adani ElectricityElectriCity
19Ajmer Vidyut Vitran Nigam LimitedElectriCity
20APDCL (Non-RAPDR) – ASSAMElectriCity
21APDCL (RAPDR) – ASSAMElectriCity
22APEPDCL – Andhra PradeshElectriCity
23APSPDCL – Andhra PradeshElectriCity
24Bangalore Electricity supply company LtdElectriCity
25BEST UndertakingElectriCity
26Bhagalpur Electricity Distribution Company P LtdElectriCity
27Bharatpur Electricity Services LtdElectriCity
28Bikaner Electricity Supply LimitedElectriCity
29BSES Rajdhani Power LimitedElectriCity
30BSES Rajdhani Prepaid Meter RechargeElectriCity
31BSES Yamuna Power LimitedElectriCity
32BSES Yamuna Prepaid Meter RechargeElectriCity
33Calcutta Electric Supply Corporation LimitedElectriCity
34Central Power Distribution Corporation Ltd. of Andhra Pradesh APCPDCLElectriCity
35Chamundeshwari Electricity Supply Corp Ltd (CESCOM)ElectriCity
36Chhattisgarh State Power Distribution Company LtdElectriCity
37Dadra and Nagar Haveli and Daman and Diu Power Distribution Corporation LimitedElectriCity
38Dakshin Gujarat Vij Company LimitedElectriCity
39Dakshin Haryana Bijli Vitran NigamElectriCity
40Dakshinanchal Vidyut Vitran Nigam Limited DVVNL Postpaid and Smart Prepaid Meter RechargeElectriCity
41Daman And Diu ElectricityElectriCity
42Department of Power Government of Arunachal Pradesh – PrepaidElectriCity
43Department of Power NagalandElectriCity
44Department of Power, Government of Arunachal PradeshElectriCity
45DNH Power Distribution Company LimitedElectriCity
46DNHPDCL – DADRA AND NAGAR HAVELIElectriCity
47Electricity Department ChandigarhElectriCity
48Gift Power Company LimitedElectriCity
49Goa Electricity DepartmentElectriCity
50Government of Puducherry Electricity DepartmentElectriCity
51Gulbarga Electricity Supply Company LimitedElectriCity
52Himachal Pradesh State Electricity Board LtdElectriCity
53Hubli Electricity Supply Company LtdElectriCity
54Hukkeri Rural Electric CoOperative Society LtdElectriCity
55India Power – WEST BENGALElectriCity
56Jaipur Vidyut Vitran NigamElectriCity
57Jammu and Kashmir Power Development DepartmentElectriCity
58Jamshedpur Utilities & Services (JUSCO)ElectriCity
59Jharkhand Bijli Vitran Nigam LimitedElectriCity
60Jharkhand Bijli Vitran Nigam Limited – Prepaid Meter RechargeElectriCity
61Jodhpur Vidyut Vitran Nigam LimitedElectriCity
62Kannan Devan Hills Plantations Company Private LimitedElectriCity
63Kanpur Electricity Supply CompanyElectriCity
64Kerala State Electricity Board LtdElectriCity
65Kota Electricity Distribution LimitedElectriCity
66Lakshadweep Electricity DepartmentElectriCity
67Madhya Gujarat Vij Company LimitedElectriCity
68Madhya Kshetra Vitaran (Rural) – Madhya PradeshElectriCity
69Madhya Kshetra Vitaran (Urban) – Madhya PradeshElectriCity
70Madhyanchal Vidyut Vitran Nigam Limited MVVNL Postpaid and Smart Prepaid Meter RechargeElectriCity
71Mangalore Electricity Supply Co. Ltd MESCOMElectriCity
72Mangalore Electricity Supply Company LTD – Non RAPDRElectriCity
73Meghalaya Power Dist Corp LtdElectriCity
74MePDCL Smart Prepaid Meter RechargeElectriCity
75MSEDCLElectriCity
76Muzaffarpur Vidyut VitranElectriCity
77NESCO UtilityElectriCity
78New Delhi Municipal Council (NDMC)ElectriCity
79Noida Power Copmpany LimitedElectriCity
80North Bihar Power Distribution Co. LtdElectriCity
81Paschim Gujarat Vij Company LimitedElectriCity
82Paschim Kshetra Vidyut Vitaran – Madhya PradeshElectriCity
83Paschimachal Vidyut Vitran Nigam LimitedElectriCity
84Poorv Kshetra Vitaran (NBG-Urban) – MADHYA PRADESHElectriCity
85Poorv Kshetra Vitaran (Rural) – MADHYA PRADESHElectriCity
86Power And Electricity Department MizoramElectriCity
87Punjab State Power Corporation LimitedElectriCity
88Purvanchal Vidyut Vitran Nigam Limited – PUVVNL – Postpaid and Smart Prepaid Meter RechargeElectriCity
89Sikkim Power RURALElectriCity
90Sikkim Power URBANElectriCity
91SNDL Power – NAGPURElectriCity
92South Bihar Power Distribution Co. LtdElectriCity
93Southern Electricity Supply Company Of Odisha LimitedElectriCity
94Spurt Electric LimitedElectriCity
95Tamil Nadu Electricity BoardElectriCity
96Tata Power – MumbaiElectriCity
97Tata Power AJMER – RAJASTHANElectriCity
98Tata Power Delhi Distribution LimitedElectriCity
99Telangana Northern Power Distribution CompanyElectriCity
100Telangana State Southern Power Distribution CompanyElectriCity
101Thrissur Corporation Electricity DepartmentElectriCity
102Torrent Power Limited – AgraElectriCity
103Torrent Power Limited – AhmedabadElectriCity
104Torrent Power Limited – BhiwandiElectriCity
105Torrent Power Limited – SuratElectriCity
106TP Ajmer Distribution Ltd TPADLElectriCity
107TP Central Odisha Distribution Limited (TPCODL)ElectriCity
108TP Renewables Microgrid LtdElectriCity
109TP Southen Odisha Distribution Ltd-Smart Prepaid Meter RechargeElectriCity
110Tripura Electricity Corp LtdElectriCity
111Uttar Gujarat Vij Company LimitedElectriCity
112Uttar Haryana Bijli Vitran NigamElectriCity
113Uttar Haryana Bijli Vitran Nigam Limited PrepaidElectriCity
114Uttar Pradesh Power Corporation Ltd (RURAL)ElectriCity
115Uttar Pradesh Power Corporation Ltd (Urban – Smart Meter)ElectriCity
116Uttarakhand Power Corporation Ltd – UPCLElectriCity
117WESCO UtilityElectriCity
118West Bengal State Electricity Distribution Company LimitedElectriCity
119Western Electricity Supply Company Of Orissa LimitedElectriCity
120Axis BankFASTag
121Bank of BarodaFASTag
122Equitas FASTagFASTag
123Federal BankFASTag
124HDFC BankFASTag
125ICICI BankFASTag
126IDBI BankFASTag
127IDFC First BankFASTag
128Indian Highways Management CompanyFASTag
129IndusInd BankFASTag
130Jammu and Kashmir BankFASTag
131Kotak Mahindra BankFASTag
132Paul MerchantsFASTag
133Paytm Payments BankFASTag
134UCO BankFASTag
135Aavantika Gas LtdGas
136Assam Gas Company LimitedGas
137Bhagyanagar Gas LimitedGas
138Central U.P. Gas LimitedGas
139Charotar Gas Sahakari Mandali LtdGas
140GAIL Gas LimitedGas
141Green Gas Limited(GGL)Gas
142Gujarat Gas LimitedGas
143Haryana City GasGas
144Indian Oil-Adani Gas Private LimitedGas
145Indraprastha Gas LimitedGas
146IRM Energy Private LimitedGas
147Mahanagar Gas- MumbaiGas
148Megha GasGas
149Sabarmati Gas Limited (SGL)Gas
150Sanwariya Gas LimitedGas
151Torrent Gas Moradabad LimitedGas
152Tripura Natural GasGas
153Unique Central Piped Gases Pvt Ltd (UCPGPL)Gas
154Aditya Birla Health Insurance Co LimitedInsurance
155Aegon Life InsuranceInsurance
156Aviva Life InsuranceInsurance
157Bajaj Allianz General InsuranceInsurance
158Bajaj Allianz Life InsuranceInsurance
159Bharti Axa Life InsuranceInsurance
160Canara HSBC Oriental Bank of Commerce Life InsuranceInsurance
161DHFL Pramerica Life Insurance Co. LtdInsurance
162Edelweiss Tokio Life InsuranceInsurance
163Exide Life InsuranceInsurance
164Future Generali India Life Insurance Company LimitedInsurance
165HDFC Life Insurance Co. Ltd.Insurance
166ICICI Prudential Life InsuranceInsurance
167IDBI federal Life InsuranceInsurance
168INDIA FIRST Life InsuranceInsurance
169Kotak Life Insurance Company LimitedInsurance
170Life Insurance Corporation of IndiaInsurance
171Magma HDI – Health InsuranceInsurance
172Magma HDI – Life InsuranceInsurance
173Magma HDI – Motor InsuranceInsurance
174Max Bupa Health InsuranceInsurance
175Max Life InsuranceInsurance
176PNB MetlifeInsurance
177Pramerica Life Insurance LimitedInsurance
178Reliance General Insurance Company LimitedInsurance
179Reliance Nippon Life InsuranceInsurance
180Royal Sundaram General Insurance Co. LimitedInsurance
181SBI Life InsuranceInsurance
182SBIGInsurance
183Shriram General InsuranceInsurance
184Shriram Life Insurance Co LtdInsurance
185Star Union Dai Ichi Life InsuranceInsurance
186Tata AIA Life InsuranceInsurance
187Vastu Housing Finance Corporation LimitedInsurance
188Airtel(LL)LandLine
189BSNL – CorporateLandLine
190BSNL Individual(LL)LandLine
191MTNL – Delhi(LL)LandLine
192MTNL – Mumbai(LL)LandLine
193Tata TeleServices (CDMA)LandLine
194Aavas FinanciersLoan
195Adani Housing FinanceLoan
196Aditya Birla Finance ltd. (ABFL)Loan
197Aditya Birla Housing Finance LimitedLoan
198Agora Microfinance India Ltd – AMILLoan
199Altum Credo Home FinanceLoan
200Annapurna Finance Private Limited-MSMELoan
201Arohan Financial Services LimitedLoan
202Ascend CapitalLoan
203Aspire Home FinanceLoan
204AvailLoan
205Avanse Financial Services LtdLoan
206Axis Bank Limited-MicrofinanceLoan
207Baid Leasing and FinanceLoan
208Bajaj Auto FinanceLoan
209Bajaj FinservLoan
210BERAR Finance LimitedLoan
211Bharat Financial Inclusion LtdLoan
212Capri Global Capital LimitedLoan
213Capri Global Housing FinanceLoan
214Chaitanya India Fin Credit Pvt LtdLoan
215ClixLoan
216Credit Wise CapitalLoan
217CreditAccess Grameen – MicrofinanceLoan
218CreditAccess Grameen – Retail FinanceLoan
219DCB Bank Loan RepaymentLoan
220Digamber Capfin LimitedLoan
221DMI FinanceLoan
222Dvara Kshetriya Gramin Financials Private LimitedLoan
223Eduvanz Financing Pvt. Ltd.Loan
224ESS KAY FINCORPLoan
225FaircentLoan
226Fincare Small Finance BankLoan
227FlexiLoansLoan
228FlexSalaryLoan
229Hero FinCorpLoan
230Hiranandani Financial Services Pvt LtdLoan
231Home Credit India Finance Pvt. LtdLoan
232Home First Finance Company India LimitedLoan
233I2I FundingLoan
234ICICI Bank Ltd – LoansLoan
235IDFC First Bank LimitedLoan
236IIFL Finance LimitedLoan
237IIFL Home FinanceLoan
238India Home Loan LimitedLoan
239India Shelter Finance Corporation LimitedLoan
240Indiabulls Consumer Finance LimitedLoan
241INDIABULLS HOUSING FINANCELoan
242INDUSIND BANK – CFDLoan
243Jain Motor FinmartLoan
244Jana Small Finance BankLoan
245Janakalyan Financial Services Private LimitedLoan
246John Deere Financial India Private LimitedLoan
247Kanakadurga Finance LimitedLoan
248Khush Housing Finance Pvt LtdLoan
249Kinara CapitalLoan
250KisshtLoan
251Kotak Mahindra Bank Ltd.-LoansLoan
252Kotak Mahindra Prime LimitedLoan
253L&T Finance LimitedLoan
254L&T Housing FinanceLoan
255Light Microfinance Private LimitedLoan
256LoanTAPLoan
257LokSuvidhaLoan
258Mahaveer Finance India LimitedLoan
259Mahindra and Mahindra Financial Services LimitedLoan
260Mahindra Rural Housing FinanceLoan
261Manappuram Finance Limited-Vehicle LoanLoan
262Maxvalue Credits And Investments LtdLoan
263Midland Microfin LtdLoan
264Mintifi Finserve Private LimitedLoan
265Motilal Oswal Home FinanceLoan
266Muthoot FinanceLoan
267Muthoot Fincorp LtdLoan
268Nagar Nigam Aligarh- muncipalityLoan
269Netafim Agricultural Financing Agency Pvt. Ltd.Loan
270Nidhilakshmi FinanceLoan
271NM FinanceLoan
272OHMYLOANLoan
273OMLP2P.COMLoan
274OroboroLoan
275PaisaDukanLoan
276Pooja FineleaseLoan
277Samasta Microfinance LimitedLoan
278SHRIRAM CITY UNION FINANCE LIMITEDLoan
279Shriram Housing Finance LimitedLoan
280SMEcornerLoan
281SnapmintLoan
282StashFinLoan
283Svatantra Microfin Private LimitedLoan
284Tata Capital Financial Services LimitedLoan
285Tata Capital Housing Finance LimitedLoan
286TVS CreditLoan
287Ujjivan Small Finance BankLoan
288VarthanaLoan
289Vistaar Financial services Private LimitedLoan
290ZestMoneyLoan
291Bharat GasLPG
292HP GasLPG
293Indane GasLPG
294Google Play RechargePlayCode
295Ahmedabad Municipal CorporationWater
296Bangalore Water Supply and Sewerage Board (BWSSB)Water
297Bhopal Municipal CorporationWater
298Delhi Development Authority (DDA)Water
299Delhi Jal BoardWater
300Department of Public Health Engineering-Water, MizoramWater
301Greater Warangal Municipal CorporationWater
302Gwalior Municipal CorporationWater
303Haryana Urban Development AuthorityWater
304Hyderabad Metropolitan Water Supply and Sewerage Board (HMWSSB)Water
305Indore Municipal CorporationWater
306Jabalpur Municipal CorporationWater
307Jalkal Vibhag Nagar Nigam PrayagrajWater
308Kalyan Dombivali Municipal CorporationWater
309Kerala Water Authority (KWA)Water
310Madhya Pradesh Urban (e-Nagarpalika)Water
311Municipal Corporation ChandigarhWater
312Municipal Corporation JalandharWater
313Municipal Corporation LudhianaWater
314Municipal Corporation of AmritsarWater
315Municipal Corporation of Gurugram (MCG)Water
316Mysuru City CorporationWater
317Nagar Nigam AligarhWater
318New Delhi Municipal Council (NDMC)Water
319Public Health Engineering Department, HaryanaWater
320Pune Municipal CorporationWater
321Punjab Municipal Corporation/CouncilWater
322Ranchi Municipal CorporationWater
323Silvassa Municipal CouncilWater
324Surat Municipal CorporationWater
325Ujjain Nagar Nigam � PHEDWater
326Urban Improvement Trust (UIT) – BhiwadiWater
327Uttarakhand Jal SansthanWater

BBPS stands for Bharat Bill Payment System. It is an integrated bill payment system in India that allows users to pay their bills online or through various channels such as mobile applications, websites, and physical centers. BBPS was launched by the National Payments Corporation of India (NPCI) with the aim of providing a convenient and secure platform for bill payments.

BBPS covers a wide range of bill categories, including electricity, water, gas, telecom, Direct-To-Home (DTH), and more. It enables users to make bill payments through a single platform, eliminating the need to visit multiple websites or physical locations for different bill payments.

The BBPS system enables authorized agents, known as Bharat Bill Payment Operating Units (BBPOUs), to offer bill payment services to customers. These BBPOUs can be banks, non-banking financial companies (NBFCs), payment aggregators, or other eligible entities.

Customers can choose from multiple payment options, including net banking, debit cards, credit cards, UPI (Unified Payments Interface), wallets, and cash. The BBPS system ensures the security and reliability of transactions by providing a standardized and interoperable infrastructure for bill payments.

Overall, BBPS aims to simplify the bill payment process, promote digital payments, and enhance the efficiency and transparency of the bill payment ecosystem in India.

BBPS API providers are organizations or companies that offer application programming interfaces (APIs) for integrating with the BBPS in India. These providers develop and maintain APIs that allow businesses, financial institutions, and other service providers to connect their systems with the BBPS infrastructure and offer bill payment services to their customers.

The National Payments Corporation of India (NPCI) is the governing body responsible for BBPS, and they provide the necessary guidelines and specifications for implementing BBPS APIs. However, NPCI does not directly provide the APIs to businesses. Instead, they authorize and certify select entities as Bharat Bill Payment Operating Units (BBPOUs) to act as intermediaries between billers and payment service providers.

BBPOUs, which can be banks, non-banking financial companies (NBFCs), payment aggregators, or other eligible entities, are the primary API providers for BBPS. They develop and offer the required APIs to their customers, enabling them to connect with the BBPS ecosystem and facilitate bill payments.

These BBPOUs typically provide comprehensive documentation, technical support, and integration assistance to businesses and developers who want to integrate with BBPS. They ensure that the APIs comply with the BBPS standards, security protocols, and transaction processing guidelines set by NPCI.

If you are interested in integrating with BBPS as a business or service provider, you can reach out to authorized BBPOUs or contact NPCI for more information on API integration and the available options.

Bill Payments API

API gov is an interface that allows developers to integrate bill payment functionality into their applications or systems. It enables users to make payments for various bills, such as utilities, credit cards, telecom services, and more, directly through the application.

Typically, a API provides a set of endpoints or methods that developers can use to initiate and manage bill payments. These APIs may offer features such as:

  1. Bill retrieval: Fetching the details of a specific bill, including the amount due, due date, and any other relevant information.
  2. Payment initiation: Allowing users to initiate a payment for a specific bill, providing the necessary payment details like account information, payment amount, and payment method.
  3. Payment status tracking: Providing functionality to track the status of a payment, including whether it is pending, successful, or failed.
  4. Payment history: Accessing the payment history associated with a particular account, allowing users to view past payments made.
  5. Notification and alerts: Sending notifications or alerts to users regarding upcoming due dates, payment confirmations, or any other relevant information.
  6. Integration with multiple payment methods: Supporting various payment methods like credit cards, debit cards, bank transfers, or digital wallets, depending on the capabilities of the API and the payment service provider.

It’s important to note that the specific features and capabilities of a API may vary depending on the provider and the integration requirements. Popular payment service providers like Stripe, PayPal, or Braintree often provide APIs for bill payments, which can be integrated into applications or systems for streamlined payment experiences.

To integrate a API into your application, you would typically need to sign up for an account with the payment service provider offering the API. They will provide you with documentation, authentication credentials (API keys or tokens), and example code or SDKs to help you get started with the integration. The documentation will guide you through the process of making API requests, handling responses, and implementing the desired features within your application.

Remember to familiarize yourself with the terms and conditions, security practices, and any applicable fees associated with using the API from the chosen payment service provider.

What is agent institution

BBPS Agent Institutions can include banks, non-banking financial companies (NBFCs), payment aggregators, wallet providers, and other authorized entities that have obtained the necessary approvals from the National Payments Corporation of India (NPCI), which operates the BBPS.

Bbps insurance, fintech api providers.

pnb bc commission list

PNB CSP refers to the PNB (Punjab National Bank) Customer Service Point. PNB is a major public sector bank in India, and CSP refers to the establishment of Customer Service Points or banking outlets by PNB in partnership with individuals or entities.

PNB CSP allows individuals or entities to become authorized agents of the bank and offer basic banking services to customers in areas where the bank may not have a physical branch. These CSPs act as an extension of the bank and provide services such as account opening, cash deposit and withdrawal, fund transfers, balance inquiry, and other banking services.

The objective of PNB CSP is to enhance banking accessibility and reach remote or underserved areas where setting up full-fledged branches may not be feasible. It helps in promoting financial inclusion by bringing banking services closer to the customers.

To become a PNB CSP, interested individuals or entities typically need to meet certain eligibility criteria set by the bank. These criteria may include factors such as financial stability, infrastructure, experience in financial services, and adherence to regulatory guidelines. The exact process and requirements may vary, and it’s advisable to reach out to PNB directly or visit their official website for detailed information on becoming a PNB CSP.

Please note that the information provided here is based on general knowledge and the banking landscape as of my knowledge cutoff in September 2021. It’s recommended to verify the current details and requirements with PNB directly or through their official channels.

The commission structure for PNB Customer Service Points (CSPs) may vary and is subject to the policies and agreements between Punjab National Bank (PNB) and the CSPs. The specific commission rates and structure can be obtained by contacting PNB directly or referring to their official communication channels.

PNB typically provides commission or fees to CSPs for the various banking services they offer on behalf of the bank. These services may include account opening, cash deposit and withdrawal, fund transfers, balance inquiry, and other basic banking transactions.

The commission rates may depend on factors such as the type of transaction, transaction volume, location, and the CSP’s performance. PNB may have different commission structures for different types of CSPs, such as individual agents, banking correspondents, or business correspondents.

To obtain accurate and up-to-date information about the commission rates and structure for PNB CSPs, it is recommended to contact PNB’s designated department or visit their official website for the specific details and terms applicable to your situation.

Contain table

PNB CSP COMMISSION LIST 2023

 ServicesNew ratesYou Will Get this commission
1Account OpeningRs 20 out of which Rs 10 at the time of account opening & 10 after min bal Rs 100 in the account opened.16 Rs
2TDR/RD openingRs 5 per account, if auto renewalFlag ‘Y’ Rs 7 per account.4 Rs
3A cash deposit (own bank).25% of the cash handling with a max.Rs 12/- per account per day.1000 Rs    -04 Rs, 03.20 Rs, 10,000 Rs- 40 Rs 32.00 Rs,12,000 Rs -48 Rs, 38.40 Rs 25,000 Rs -50 Rs 40.00 Rs
4A cash deposit      (other banks—AEPS/Rupay card).25% of the cash handling with a max.Rs 12/- per account per day.nil
5Cash withdrawal (on us).40% of the cash handled with max. Rs 50/- per account per day.1000 Rs    -04 Rs 03.20 Rs 10,000 Rs- 40 Rs 32.00 Rs
6Cash withdrawal (off us).40% of the cash handling with a max.Rs 30/- per account per day.1000 Rs    -2.5 Rs 02.00 Rs 10,000 Rs- 12 Rs 10.00 Rs
7Fund transfer (own bank).40 % ( max. per account per day. of Rs.10/).1000 Rs    -3.20 Rs 10,000 Rs- 8.00Rs 12,000 Rs -8.00Rs 25,000 Rs -8.00Rs
8Fund      transfer      (other Bank-AEPS/Rupay card).40 % ( max. per account per day. of Rs.10/).Same Like Above
9IMPSIndo    Nepal Remittance Charges1000 Rs    -04 Rs 03.20 Rs 10,000 Rs- 30 Rs 24.00 Rs 12,000 Rs -30 Rs 24.00 Rs 25,000 Rs -30 Rs 24.00 Rs
10Indo    Nepal           remittance Charges.40% of the cash handled with max. Rs 30/- per account per day.1000 Rs    -04 Rs 03.20 Rs 10,000 Rs- 30 Rs 24.00 Rs 12,000 Rs -30 Rs 24.00 Rs 25,000 Rs -30 Rs 24.00 Rs
11Balance inquiry (own bank)NilNil
12Balance inquiry (other banks—AEPS/Rupay card)NilNil
13Mini statementNilNil
14Enroll          for         micro accidental                death insurance (PMSBY)Rs 1/ per enrolment.0.80 Rs
15Enroll     for     micro     life insurance (PMJJBY)Rs 30/ per enrolment.24 Rs
16Enroll in the social security pension scheme (APY)Rs 50/ per enrolment or Rs 60 per APY abinitio after targeting of 60 APYachieved by BCA.40 Rs 48 Rs
17Aadhaar seeding through biometrics onlyRs 5/-4 Rs
18SHG      &      JLG:      For formation & promotion, including credit linkageRs 300/ at the time of savings linkage Rs 300/- after 4 months of savings linkage and Rs 400/ after credit linkage.240 Rs 240 Rs 320 Rs
19Renew TD/RDRs 2 per account, if auto-renewal Flag ‘Y’ Rs 5.1.60 Rs
20NEFT.40 % of transactions are subject to a max. Rs 10/-.1000 Rs    -3.20 Rs 10,000 Rs- 8.00Rs 12,000 Rs -8.00Rs 25,000 Rs -8.00Rs
21Mobile seedingRs 5/-4 Rs
22Passbook UpdateRs 5/- per passbook per day.4 Rs
23Cheque collectionRs 5/- per account.4 Rs
24Request    new    Cheque bookRs 5/- per account.4 Rs
25Stop payment of ChequeRs 5/- per account.4 Rs
26Cheque status inquirynil 
27Request for SMS alert/email statement        (if mobile no. / e-mail is already registered)Rs 5/- per account.4 Rs
28BBPSRs 5/- per bill.4 Rs
29Apply for RuPay debit cards(>6 months old ac)Rs 5/- per account.4 Rs
30Block debit cardRs 5/- per account.4 Rs
31Pension life certificate authentication through Jeevan              Pramaan (Aadhaar enabled)Rs      5/-      per certificate authentication through Jeevan Pramaan (Aadhaar enabled).4 Rs
32SUKANYA SAMRIDDHI SCHEME ENROLLMENTRs 10/- per enrolment.8 Rs
33PPF account openingRs 10/- per account.8 Rs

Disable Right Click on Website Using JavaScript

In this tutorial we will see how to Disable Right Click on Website Using JavaScript. .preventDefault() method and contextmenu event are used for this purpose.

Table of Contents

HTML Code

HTML Code is given below.

<!DOCTYPE html>
<html lang="en">
<head>
<meta charset="utf-8">
<title>Disable Right Click on Website Using JavaScript</title>
</head>
<body>
</body>
</html>

JavaScript Code

JavaScript Code is given below, In this code contextmenu event handler is attached with document, so that whenever right click event occurs the preventDefault() function is called which cancels the event and then message is displayed.

<script>
document.addEventListener("contextmenu", function(event){
event.preventDefault();
alert('Right Click is Disabled');    
}, false);
</script>

DEMO

To disable the right-click functionality on a website using JavaScript, you can use the contextmenu event and the preventDefault() method. Here’s an example:

<!DOCTYPE html>
<html>
<head>
  <script>
    // Disable right-click function
    document.addEventListener("contextmenu", function(e) {
      e.preventDefault();
    });
  </script>
</head>
<body>
  <!-- Your website content goes here -->
</body>
</html>

In this example, the JavaScript code adds an event listener to the contextmenu event on the document object. When the user right-clicks on the website, the event is triggered, and the preventDefault() method is called to prevent the default context menu from appearing.

Keep in mind that disabling the right-click functionality can be considered a usability issue and may interfere with users’ expectations and accessibility features. Additionally, determined users can bypass this restriction using browser developer tools or keyboard shortcuts. Therefore, it’s essential to consider the implications and user experience before implementing such restrictions on your website.

SSL certificate

An SSL certificate, also known as a digital certificate, is a digital file that establishes the identity of a website or server and enables secure, encrypted communication over the internet using the SSL/TLS protocol.

When a user connects to a website using HTTPS (secured HTTP), the SSL certificate is presented by the server to verify its authenticity and to initiate a secure connection. The SSL certificate contains several pieces of information, including:

  1. Issuer: The entity that issued the certificate, usually a trusted certificate authority (CA). CAs are trusted third-party organizations that verify the identity of the certificate holder.
  2. Subject: The entity (typically a domain name) for which the certificate is issued. It represents the website or server that the certificate is associated with.
  3. Public Key: The public key portion of an asymmetric key pair used for encrypting data during SSL/TLS communication. This key is used by the client to establish a secure connection with the server.
  4. Digital Signature: A cryptographic signature generated by the certificate issuer to confirm the authenticity of the certificate. It ensures that the certificate has not been tampered with or modified.

SSL certificates play a crucial role in establishing trust and security on the internet. They provide several benefits:

  1. Authentication: SSL certificates validate the identity of the website or server. When users see a valid SSL certificate, they can have confidence that they are connecting to the legitimate website and not an impostor or a malicious site.
  2. Encryption: SSL certificates enable the encryption of data transmitted between the client and the server. This encryption protects sensitive information, such as login credentials, credit card details, or personal data, from unauthorized access and interception by third parties.
  3. Trust Indication: Browsers display visual indicators, such as a padlock icon or a green address bar, to signal that a website has a valid SSL certificate. These indicators reassure users that their connection is secure and encourage trust in the website and its operators.

SSL certificates are typically issued for a specific domain or subdomain and have an expiration date. To obtain an SSL certificate, website owners can either purchase them from trusted CAs or obtain them for free through certificate authorities like Let’s Encrypt.

Overall, SSL certificates are vital components of secure online communication, establishing trust, and ensuring the confidentiality and integrity of data transmitted over the internet.

SSL Types

There are several types of SSL (Secure Sockets Layer) certificates available, each designed to cater to different needs and requirements. The major types of SSL certificates are:

  1. Domain Validated (DV) SSL Certificate: This is the most basic type of SSL certificate. It verifies domain ownership and encrypts data transmitted between the client and the server. DV certificates are generally issued quickly and are suitable for small websites or personal blogs.
  2. Organization Validated (OV) SSL Certificate: In addition to domain validation, OV certificates verify the identity of the organization or business operating the website. The CA performs more extensive checks to confirm the organization’s legitimacy. OV certificates provide a higher level of trust to website visitors.
  3. Extended Validation (EV) SSL Certificate: EV certificates offer the highest level of validation and trust. They involve a comprehensive verification process that includes both domain ownership and a thorough examination of the organization’s identity. Websites with EV certificates display a prominent green address bar in most browsers, signaling the highest level of security and trust to users.
  4. Wildcard SSL Certificate: A wildcard certificate covers a main domain and all its subdomains with a single certificate. For example, if you have a wildcard certificate for “*.example.com,” it will secure “www.example.com,” “mail.example.com,” “blog.example.com,” etc. Wildcard certificates are convenient for websites with multiple subdomains.
  5. Multi-Domain (SAN) SSL Certificate: A SAN (Subject Alternative Name) certificate allows you to secure multiple domain names within a single certificate. It is useful for websites that have several domains or subdomains that need encryption.
  6. Unified Communications Certificate (UCC): UCC certificates are specifically designed for use with Microsoft Exchange Server and Microsoft Office Communications Server. They allow multiple domain names to be secured within a single certificate.

These are the main types of SSL certificates available in the market. The choice of certificate depends on the level of validation, number of domains or subdomains to be secured, and the desired level of trust and assurance required for your website or online service.

Integrating an SSL certificate into a website involves a few steps. Here’s a general outline of the process:

  1. Obtain an SSL Certificate: You can obtain an SSL certificate from a trusted certificate authority (CA). There are both paid and free options available. Popular CAs include Let’s Encrypt, Comodo, DigiCert, and GoDaddy. Follow the CA’s instructions to purchase or obtain the certificate.
  2. Generate a Certificate Signing Request (CSR): A CSR is a file containing your website’s public key and information about your organization. You’ll need to generate a CSR based on your web server software. Most web hosting providers offer tools or documentation to generate a CSR. Alternatively, you can use OpenSSL, a command-line tool, to generate a CSR.
  3. Submit CSR and Obtain the SSL Certificate: Submit the CSR to the CA during the certificate issuance process. The CA will validate your domain ownership and organization details (in the case of OV or EV certificates). Once the validation is complete, the CA will provide you with the SSL certificate files.
  4. Install the SSL Certificate: The process of installing the SSL certificate depends on your web server. Typically, you’ll need to upload the certificate files to your server and configure the server software to use them. Many hosting providers have documentation or support articles specific to SSL certificate installation. Follow the instructions provided or consult the server’s documentation for guidance.
  5. Configure the Server to Use HTTPS: Once the SSL certificate is installed, you need to configure your server to use HTTPS. Update your website’s configuration or settings to redirect HTTP traffic to HTTPS. This is usually done through server configurations or content management system (CMS) settings. Ensure all internal links and resources on your website use the HTTPS protocol.
  6. Test and Verify: After the SSL certificate is installed and HTTPS is enabled, perform thorough testing to ensure everything is functioning correctly. Test different pages, forms, and interactions on your website to confirm that they are using HTTPS and that the SSL certificate is working as expected.

Remember to periodically renew your SSL certificate before it expires to maintain a secure connection for your website visitors.

Note: The specific steps and procedures may vary depending on your web server software, hosting environment, and the CA you choose. It’s recommended to consult the documentation provided by your CA and web hosting provider for detailed instructions tailored to your specific setup.

How to remove .html extension

All the pages on the website have a structure which is given by HTML. HTML provides the structure to content, text, tables, headings, and lists on the webpage that makes the page easy to read. While saving an HTML document it has an extension as .html. Therefore, the URL of the website have a .html extension. The .html extension can be easily removed by editing the .htaccess file.

.htaccess file: The .htaccess file is created with a Text Editor like Notepad. It is a simple ASCII file that lets the server know what configuration changes are to be made on a per-directory basis.

Note: The .htaccess is the full name of the file. It is not file.htaccess, it is simply .htaccess.

Removing .html Extension: To remove the .html extension from a URL. For example: 

example.com/latestpost.html

To

example.com/latestpost

You have to follow these steps: 

  • Log in to cPanel account.
  • In the Files section, click on the File Manager icon.
  • Click on the Settings Button in the top right corner.
  • If you want to make changes in the Primary Domain then Click on the radio button next to the Web Root. If changes are to be made on Other Domains, then Click the dropdown menu and find the domain in which changes are to be made.
  • Remember to check the checkbox next to Show Hidden Files. Now click the Save Button to return to the File Manager window.
  • Now you are in the Root Folder of the domain which you have selected to make changes. Search for the .htaccess file and right-click on it. Click on the Edit option in the menu. You can now add code to the .htaccess file.
  • Add the following code inside the .htaccess file
#remove html file extension https://example.com/page.html
# to https://example.com/page
RewriteEngine On
RewriteCond %{REQUEST_FILENAME} !-d
RewriteCond %{REQUEST_FILENAME} !-f
RewriteRule ^([^\.]+)$ $1.html [NC, L]
  • Click on the Save Changes Button and then on Close Button.

You can now link any page inside the HTML document without needing to add the extension of the page as no extension will be visible now in the URL of the website.

Example:  

<a href="http://example.com/image" title="image">image</a>

The search engine may index these pages as duplicate content, to overcome this add a <canonical> meta tag in the HTML file. 

Example:  

<link rel="canonical" href="https://example.com/blog/first-blog" />

To remove the “.html” extension from URLs, you can use URL rewriting techniques, specifically by configuring your web server to handle such requests.

Here’s an example using Apache’s mod_rewrite module, assuming you’re using an Apache web server:

  1. Enable mod_rewrite: Ensure that the mod_rewrite module is enabled on your server. You can typically do this by uncommenting the relevant line in the Apache configuration file (httpd.conf) or by using the appropriate command for your server setup.
  2. Create or modify the .htaccess file: In the root directory of your website or the directory where the HTML files reside, create or modify the .htaccess file.
  3. Add the rewrite rules: Add the following code to the .htaccess file:
RewriteEngine On
RewriteCond %{REQUEST_FILENAME} !-d
RewriteCond %{REQUEST_FILENAME}.html -f
RewriteRule ^(.*)$ $1.html [L]

These rules check if the requested URL (without the “.html” extension) matches an existing HTML file. If it does, the server internally maps the URL to the corresponding HTML file with the extension. However, the client sees and accesses the URL without the extension.

  1. Test the configuration: Save the .htaccess file and test the configuration by accessing a URL without the “.html” extension. For example, if your file is “about.html,” you should be able to access it as “https://www.example.com/about.”

Please note that the above instructions are specific to Apache web servers using mod_rewrite. If you’re using a different web server, such as Nginx or Microsoft IIS, the configuration steps may differ. Additionally, ensure that you have appropriate file permissions and consult your server’s documentation for specific instructions.

It’s also worth mentioning that removing file extensions from URLs can have implications for search engine optimization (SEO) and may require updating internal links and references within your website.

How to redirect HTTP to HTTPS

Chrome and Firefox have started showing insecure warnings on sites without SSL certificates. Without SSL, your website will show insecure to the visitors. Therefore, using an SSL-encrypted connection for safety, accessibility or PCI compliance reasons is necessary. It becomes very important to redirect from HTTP to HTTPS.

What is SSL?

SSL stands for Secure Sockets Layer. It was one of the early protocols developed for secure communication over the internet. SSL provides a secure and encrypted connection between a client and a server, ensuring that data transmitted between them remains confidential and cannot be intercepted or tampered with by unauthorized parties.

SSL uses a combination of cryptographic algorithms to establish an encrypted connection. When a client (such as a web browser) initiates a connection with a server that supports SSL, they go through a process called the SSL handshake. During the handshake, the client and server exchange information and negotiate the encryption parameters for the session.

Once the SSL handshake is complete, a secure connection is established, and data exchanged between the client and server is encrypted using symmetric encryption. This means that even if someone manages to intercept the data, they cannot understand its contents without the encryption key.

SSL has been widely used for securing sensitive information, such as credit card details, login credentials, and personal information, transmitted over the internet. However, it has been succeeded by the newer Transport Layer Security (TLS) protocol, which is an enhanced version of SSL. TLS is backward-compatible with SSL, and the terms “SSL” and “TLS” are often used interchangeably in practice.

It’s worth noting that SSL/TLS is primarily used for securing the connection between a client (e.g., a web browser) and a server. It does not guarantee the security of the server or the application running on it. Additional security measures and best practices need to be implemented to ensure the overall security of the server and the data it holds.

Why SSL is Critical?

SSL (Secure Sockets Layer) or its successor TLS (Transport Layer Security) is critical for several reasons:

  1. Confidentiality: SSL ensures the confidentiality of data transmitted over the internet. By encrypting the communication between a client and a server, SSL prevents unauthorized parties from intercepting and understanding the content of the data. This is crucial when transmitting sensitive information such as credit card details, login credentials, or personal data.
  2. Data Integrity: SSL provides data integrity, ensuring that the information exchanged between the client and server remains intact and unaltered during transmission. Through the use of cryptographic algorithms, SSL verifies that the data received at the destination is the same as the data sent by the source. This helps to prevent data tampering or modification by malicious entities.
  3. Authentication: SSL supports server authentication, which allows clients to verify the identity of the server they are communicating with. When a server presents an SSL certificate signed by a trusted certificate authority (CA), the client can be confident that they are connecting to the legitimate server and not an impostor. This helps prevent man-in-the-middle attacks where an attacker intercepts the communication and poses as the server.
  4. Trust and Confidence: SSL helps establish trust and confidence between users and websites or online services. When users see the padlock icon or the “https://” prefix in their browser’s address bar, it indicates that the connection is secured with SSL/TLS. This visual indicator reassures users that their interactions are protected, which is particularly important for e-commerce websites, online banking, or any site that deals with sensitive information.
  5. Regulatory Compliance: SSL/TLS is often a requirement for compliance with various industry standards and regulations. For example, the Payment Card Industry Data Security Standard (PCI DSS) mandates the use of SSL/TLS to protect credit card data during transmission. Compliance with such standards is crucial for businesses that handle sensitive customer information to avoid penalties and maintain customer trust.

Overall, SSL is critical because it provides encryption, data integrity, authentication, and establishes trust in online communications. By implementing SSL/TLS, organizations can enhance the security of their online services and protect sensitive data, fostering a safer environment for users.

In order to force your web traffic to use HTTPS, edit the codes in the .htaccess file.

Before we move onto redirecting HTTP to HTTPS, here’s how you can edit .htaccess file. If you already know skip to Redirection steps.

Editing .htaccess File

There are instructions/directives in the .htaccess file that tell the server how to act in certain scenarios and directly affects how your website functions. Common directives in .htaccess file:

  • Redirects
  • Rewriting URLs

Ways to edit an .htaccess file:

  • Edit the file on your computer and upload it to the server using FTP.
  • Use “Edit” mode in FTP program that allows you to edit a file remotely.
  • Use a text editor and SSH to edit the file.
  • Use the File Manager in cPanel to edit the file.

Editing .htaccess in cPanel File Manager

  • Login to cPanel
  • Files > File Manager > Document Root for:
  • Now select the domain name you want to access
  • Check “Show Hidden Files (dotfiles)”
  • Click “Go”
  • After a new tab or window opens, look for the .htaccess file.
  • Right click on the .htaccess file and click on “Code Edit” on the menu.
  • A dialogue box may pop up asking about encoding. Click “Edit” button to continue.
  • Edit the file
  • “Save Changes” when done.
  • Test your website to make sure it is done correctly. In case, there is an error, restore to the previous version and try again.
  • Once you are done, click “Close” to close the window.

Redirecting HTTP to HTTPS

  • Redirect All Web Traffic

If you have existing code in your .htaccess, add the following:

RewriteEngine On
RewriteCond %{SERVER_PORT} 80
RewriteRule ^(.*)$ https://www.yourdomain.com/$1 [R,L]
  • Redirect Only a Specific Domain

For redirecting a specific domain to use HTTPS, add the following:

RewriteEngine On
RewriteCond %{HTTP_HOST} ^yourdomain\.com [NC]
RewriteCond %{SERVER_PORT} 80
RewriteRule ^(.*)$ https://www.yourdomain.com/$1 [R,L]
  • Redirect Only a Specific Folder

Redirecting to HTTPS on a specific folder, add the following:

RewriteEngine On
RewriteCond %{SERVER_PORT} 80
RewriteCond %{REQUEST_URI} folder
RewriteRule ^(.*)$ https://www.yourdomain.com/folder/$1 [R,L]

Note: Replace “yourdomain” with your actual domain name wherever required. Also, in case of the folder, replace /folder with the actual folder name.

HTTP to HTTPS redirect refers to the process of automatically redirecting a user’s request from an insecure HTTP connection to a secure HTTPS connection. This redirection is important for several reasons:

  1. Security: HTTPS utilizes SSL/TLS encryption to secure the communication between the client and the server. By redirecting from HTTP to HTTPS, you ensure that sensitive information, such as login credentials or financial data, is transmitted securely, reducing the risk of eavesdropping, tampering, or data interception.
  2. Data Integrity: HTTPS ensures the integrity of data during transmission. By redirecting to HTTPS, you prevent attackers from modifying the content of the communication, as SSL/TLS verifies the integrity of the data exchanged between the client and server.
  3. Trust and User Confidence: Users have come to associate HTTPS with secure and trustworthy websites. When a user sees the padlock icon and “https://” in the browser’s address bar, it instills confidence that their connection is encrypted and their data is protected. By redirecting to HTTPS, you provide a positive user experience and build trust with your visitors.

To implement an HTTP to HTTPS redirect, you typically need to configure your web server or website to automatically redirect incoming HTTP requests to the corresponding HTTPS URL. This can usually be achieved through server-side configurations or using code directives.

For example, if you’re using the Apache HTTP Server, you can add the following code to your .htaccess file:

RewriteEngine On
RewriteCond %{HTTPS} !=on
RewriteRule ^ https://%{HTTP_HOST}%{REQUEST_URI} [L,R=301]

This code checks if the incoming request is not using HTTPS and redirects it to the HTTPS version of the URL.

Similarly, other web servers like Nginx or IIS have their own configuration mechanisms for performing the redirect.

It’s important to note that implementing the redirect requires an SSL/TLS certificate to be installed on the server to enable HTTPS. Without a valid certificate, the redirect will not work, and users may encounter warnings or errors when attempting to access your website.

Think it was helpful? Share this article to help others come on HTTPS.

How Do I Pay My Vehicle’s Tax Online?

A. Visit https://vahan.parivahan.gov.in/vahanservice/vahan/

B. Enter your “Vehicle Registration Number”
C. Click on “Proceed”
D. Click on “Online Services”
E. Select “Pay Vehicle Tax”
F. Enter last 5 Digit of Chassis No. and click on “Validate Regn_no/Chasi_no”
G. Click on ‘Generate OTP’
H. Enter the OTP received on registered mobile number and Submit
I. Update “Insurance Details”
J. Review the Fee Panel and Proceed
K. Pay the Fees, as shown
L. Payment Receipt Generated
M. After this, the application will be moved to RTO for further processing

The process of paying vehicle tax online may vary depending on the country and specific jurisdiction you are in. However, I can provide you with a general guideline on how to pay your vehicle tax online, which should apply to many regions. Please note that it’s always advisable to consult your local motor vehicle department or tax authority for the most accurate and up-to-date information.

Here are the general steps to pay your vehicle tax online:

  1. Visit the official website of your local motor vehicle department or tax authority. Look for the section related to vehicle taxes or online services.
  2. Create an account or log in if you already have one. You may need to provide personal details and vehicle information to set up an account.
  3. Navigate to the section for online vehicle tax payment. It might be labeled as “Pay Vehicle Tax” or similar.
  4. Enter the required information, such as your vehicle registration number, VIN (Vehicle Identification Number), or other identification details as requested. Make sure to double-check the accuracy of the information you provide.
  5. Select the appropriate tax period or duration for which you wish to pay. This may be an annual tax or a different term based on your local regulations.
  6. Choose the payment method. Typically, you can pay using a credit or debit card, online banking, or other electronic payment options available on the website.
  7. Enter your payment details, including the card information or bank account details required for the transaction.
  8. Review the payment details and confirm the payment. Take note of any reference numbers or confirmation codes provided.
  9. After the payment is processed, you may receive a digital receipt or confirmation of payment. It’s a good practice to save or print this receipt for your records.
  10. If applicable, affix any tax stickers or decals received to your vehicle as proof of payment.

Remember to adhere to any specific deadlines for paying your vehicle tax to avoid penalties or fines. Additionally, keep track of any renewal requirements for future tax payments.

If you encounter any difficulties or have specific questions about paying your vehicle tax online, reach out to your local motor vehicle department or tax authority for further assistance.

The road tax slabs in India vary from state to state as each state has its own regulations and rates. The road tax is typically based on factors such as the type of vehicle, its engine capacity, age, and purpose (personal or commercial). However, I can provide you with a general overview of the road tax slabs that are commonly followed in India:

  1. Private Cars:
    • Small Cars (Engine Capacity up to 1000cc): Generally falls in the lower tax bracket.
    • Mid-Size Cars (Engine Capacity between 1000cc and 1500cc): Moderate tax rates.
    • Large Cars (Engine Capacity above 1500cc): Higher tax rates.
  2. Two-wheelers:
    • Motorcycles with engine capacity up to 75cc: Lower tax rates.
    • Motorcycles with engine capacity between 75cc and 150cc: Moderate tax rates.
    • Motorcycles with engine capacity above 150cc: Higher tax rates.
  3. Commercial Vehicles:
    • Buses, Trucks, and Lorries: Tax rates are usually determined based on the Gross Vehicle Weight (GVW) or carrying capacity of the vehicle.
    • Taxis and Cabs: May have a separate category with different tax rates.
  4. Luxury or High-End Vehicles:
    • Luxury cars, SUVs, and high-performance vehicles: These vehicles often attract higher road tax rates, as they fall into premium categories.

It’s important to note that the road tax slabs can differ significantly from one state to another in India. Additionally, some states may have additional taxes or cesses imposed on vehicles, such as environment taxes or green taxes.

To get accurate and up-to-date information on road tax slabs in your specific state or jurisdiction in India, it is advisable to visit the website of your state’s Regional Transport Office (RTO) or contact them directly. The RTO will have the most current information regarding road tax rates applicable to your vehicle category and specifications.

SBI CSP Commission Structure effective

Annexure

FINANCIAL INCLUSION

Business Correspondent (BC) Channel (Commission Structure effective from 01.04.2021)

S.N.ParticularsExistingProposed Rural/Semi UrbanProposed Urban / Metro
1aSB account Opening withRs.15/- per a/cSBaccounti) Initial deposit ≥ Rs.i)         Initialdeposit
 initial        depositbelow Opening with1000 -Rs.22/- per≥ Rs. 1000 -Rs.25/- per
 Rs.100/- without Aadhaar e – KYC:a/c.a/c.
1bSB account Opening with initial deposit below Rs.100/- with AadhaarRs.15/-per a/c(Rationale: Promote e – KYC for operational efficiency)ii)     Initial     deposit ≥         Rs.500          to < Rs. 1000 -Rs. 20/-ii)        Initial         deposit ≥ Rs.500 to < Rs. 1000 -Rs. 22/- per a/c.
    per a/c. 
1cSB account Opening withRs.20/-per a/c iii)     Initial     depositiii)        Initialdeposit
 initial deposit of Rs.100/- &  ≥ Rs.100 to < Rs. 500≥ Rs.100 to < Rs. 500
 above but below Rs.500/-  -Rs. 20/- per a/c.– Rs. 22/- per a/c.
 without Aadhaar    
iv)     Initial     depositiv)        Initialdeposit
    <Rs.100     (Including< Rs.100 (Including zero
    zero              balance)balance) -Rs. 17/- per
    -Rs. 15/- per a/c.a/c.
1dSB account Opening with initial deposit of Rs.100/- & above but below Rs.500/- with AadhaarRs.20/-per a/cSB                account Opening with OVDs (without e – KYC).i)      Initial      deposit ≥ Rs.100 – Rs. 10/- per a/c.Same as applicable to Rural/Semi-urban category
1.eSB account Opening with initial deposit of Rs.500/- & above without AadhaarRs.20/- per a/cii)    Initial     deposit <Rs.100 (Including zero balance) -Rs. 5/- per a/c.Same as applicable to Rural/Semi-urban category
1.fSB account opening with initial deposit of Rs.500 & above with AadhaarRs.20/- per a/c
2Opening of RD AccountsRs.15/- per accountOpeningofRDRs. 10/- per a/c.Same as applicable to
 (Min. Deposit Rs.50/-) Accounts Min. Rural/Semi-urban
   Deposit Rs.50/-) category
   (Rationale: Instances of closure of RD A/cs after deposit of single instalment observed)  
3Opening of STDR   (Deposit Min. Rs.1000/- & Max. Rs. 10000/-)0.50%        of        amount deposited (Max.Rs.50/-)No change   (Deposit Min. 10000/-)    Rs.1000/- & Max. Rs.0.50%       of        amount deposited. (Max. comm. Rs.100/-)
     (Deposit                    Min. Rs.1000/- & Max. Rs. 20000/-)
4Cash (Transaction Rs.100 & above)Deposit amountUp to Rs. 10,000/-: 0.25% Min Rs. 2/- Max Rs. 8/-No changeUp to Rs. 10,000/-: 0.25% Min Rs.2/- Max Rs. 10/-
Rs.          10,001/- Rs.15,000/-: Rs. 12/-to
Rs.           10,001/- Rs.15,000/-: Rs. 10/-to
Rs.           15,001/- Rs.20,000/-: Rs. 12/-toRs. 15,001/- to Rs.20,000/-: Rs. 15/-
 
S.N.ParticularsExistingProposed Rural/Semi UrbanProposed Urban / Metro
5Cash                    Withdrawal (Transaction            amount Rs.100 & above)Up to Rs. 10,000/-: 0.50% Min Rs.3/- Max Rs.15/-No Change.Up to Rs. 10,000/-: 0.50% Min Rs.3/- Max Rs.17/-
Rs.     10,001/-     to     Rs. 15,000/-: Rs.17/-Rs.     10,001/-    to     Rs. 15,000/-: Rs.20/-
Rs.     15,001/-     to     Rs. 20,000/-: Rs.20/-Rs.     15,001/-    to     Rs. 20,000/-: Rs.22/-
6Remittance     (Cash)     (Non- Home Branch A/Cs)80% of fee recovered from customers, Minimum Rs. 8/-, Maximum Rs.80/-   (1% of amount remitted, Min. Rs. 10/- & Max. Rs. 100/- recovered from the customers)Up to Rs. 10,000/-: 0.25% Min Rs. 2/- Max Rs. 8/-Up to Rs. 10,000/-: 0.25% Min Rs.2/- Max Rs. 10/-
Rs. 10,001/- to Rs.15,000/-: Rs. 10/-Rs. 10,001/- to Rs.15,000/- : Rs. 12/-
  Rs. 15,001/- to Rs.20,000/-: Rs. 12/-   (No recovery from customers)Rs. 15,001/- to Rs.20,000/-: Rs. 15/- (No        recovery        from customers)
   (Rationale: There is no distinction between Home & Non-Home customers. Doing away with recovery from customers will give a boost to migrating customers from Br. To CSPs.)  (Rationale: There is no distinction between Home & Non-Home customers. Doing away with recovery from customers will give a boost to migrating customers from Br. To CSPs.)
7Remittance (Transfer) (Home Branch A/Cs)Up to Rs.10,000/-: 1% of the amount, Min.Rs.3/-, Max Rs.10/-No changeUp to Rs.10,000/-: 1% of the amount, Min.Rs.3/-, Max Rs.12/-
Rs.10,001/- to Rs.15,000/-: Rs.12/-Rs.10,001/- to Rs.15,000/-: Rs.15/-
Rs.15,001/- to Rs.20,000/-: Rs.15/-Rs.15,001/- to Rs.20,000/-: Rs.17/-
8Remittance (Transfer) (Non- Home Branch A/Cs)50% of fee recovered from customers, Minimum Rs.5/- , Maximum Rs.50/-Up to Rs.10,000/-: 1% of the amount, Min.Rs.3/- , Max Rs.10/-Up to Rs.10,000/-: 1% of the amount, Min.Rs.3/-, Max Rs.12/-
    (1% of amount remitted, Min. Rs. 10/- & Max. Rs. 100/- recovered from the customers)Rs.10,001/- to Rs.15,000/-: Rs.12/-Rs.10,001/- to Rs.15,000/-: Rs. 15/-
Rs.15,001/- to Rs.20,000/-: Rs.15/-   (No recovery from customers)Rs.15,001/- to Rs.20,000/-: Rs. 17/- (No        recovery        from customers)
   (Rationale: There is no distinction between Home & Non-Home customers. Doing away with recovery from customers will give a boost to migrating customers from Br. To CSPs.)  (Rationale: There is no distinction between Home & Non-Home customers. Doing away with recovery from customers will give a boost to migrating customers from Br. To CSPs.)
S.N.ParticularsExistingProposed Rural/Semi UrbanProposed Urban / Metro
9.aIMPS (Cash) (Up to Rs.5,000/-)   (Recovery                                        from customers: 1.25% of amount remitted, Min. Rs. 24/- & Max. Rs. 100/-)80% of fee recovered from                 customers, Minimum – Rs.8/- & Maximum – Rs.28/-(Cash up to Rs.10,000/-) 80% of fee recovered from customers, Minimum – Rs.8/- & Maximum – Rs.35/-(Cash up to Rs.10,000/-) 80% of fee recovered from               customers, Minimum – Rs.8/- & Maximum – Rs.40/-
9.bIMPS (Transfer)   (up to Rs.20,000/-)   (Recovery from customers: 1.25% of amount remitted, Min. Rs. 24/- & Max. Rs. 100/-)50% of fee recovered from                 customers, Minimum – Rs.5/- & Maximum – Rs.50/-No change50% of fee recovered from               customers, Minimum – Rs.5/- & Maximum – Rs.60/-
10Bill      Collection            Service (BBPS) 1. Utilities (Electricity, Gas and Water.i) Up to Rs. 1000/- 80% of CCF earned i.e. Rs. 4/- per                                 bill ii) Above Rs. 1000/- 80% of CCF earned i.e. Rs. 12/- per bill  No changeSame as applicable to Rural/Semi-urban category
2. Telecom (Mobile Prepaid, Mobile:-post- paid, Landline:-Post-paid, Broadband Post-paid)
3.     DTH     (Any     amount permissible by biller)1.25% of the bill amountNo changeSame as applicable to Rural/Semi-urban category
(Recovery from customers: Up to Rs. 1000/-: Rs. 5/- & Above Rs. 1000/-: Rs. 15/- per bill, NIL for DTH).
S.N.ParticularsExistingProposed Rural/Semi UrbanProposed Urban / Metro
11a) Rural CSP (Incentive)Rs.2000/- subject to opening minimum 50 accounts per month or minimum 100 transactions per month or both.No Change          NAP
Payment of incentive for all CSPs at LWE / Aspirational districts and State of Sikkim Rs.          3000/-    per    month     as incentive      or       the       actual commission     including     Rural Commission payable as per the applicable fee structure for the BC            Channel,                  whichever     is higher. Condition: CSPs operating in Aspirational Districts (as notified by NITI Ayog, GOI) and in the State of Sikkim are required to undertake a minimum number of 25 transactions during the month.Minimum number of transactions is not applicable to LWE districts.No Change                      NAP
Payment of incentive for CSPs (other than Urban CSPs) of North          Eastern           States Rs. 4000/- per month as incentive or the actual commission including Rural Commission payable as per the applicable fee structure for the BC Channel, whichever is higher Condition: CSPs operating in North Eastern States (Rural & semi urban) are required to undertake a minimum of 25 transactions during the month.No Change              NAP
S.N.ParticularsExistingProposed Rural/Semi UrbanProposed Urban / Metro
12Weekly average balance maintenance fee (each CSP) (Min. 200 no. of BSBD accounts)1.00% p.a. for average balance > Rs.1,700/-     Balances held in account up to Rs.5,00,000/- only will be considered for calculation of incentive against average balance maintenance fee.   Maximum commission for maintenance of average balance for each CSP will be capped at Rs. 25000/- per month inclusive of GST.   Minimum no of transactions during the month – RU/SU – 100, UR/Metro – 200.i) 1.10% per annum for average balance > Rs. 2000/-, subject to following conditions:   Balances held in account up to Rs.5,00,000/- only will be considered for calculation of incentive against average balance maintenance fee.   Maximum commission for maintenance of average balance for each CSP will be capped at Rs. 25000/- per month inclusive of GST.   Minimum no of transactions during the month – RU/SU – 100, UR/Metro – 200.   Rationale: Average balance in the channel is Rs. 2,523/- per account as on 28.02.2021.   Only active CSPs to get advantage.Same as applicable to Rural/Semi-urban category
13Non-zero balance account (each CSP) (Min. 200 no. of accounts &           minimum           25 transactions during the month)i Less than 85% – NilNIL   Rationale: Zero balance accounts as on 28.02.2021 are now only 2% (27.48 lacs a/cs) out of the total no. of 1373 lacs accounts.Incentive is being paid even though SB accounts are opened with zero balance. Further, incentives are also paid on weekly average balance. Commission on non – zero balance accounts is proposed to be done away with on portfolio basis, which will avoid multiple incentivisation.Same as applicable to Rural/Semi-urban category
ii) 85% and above – Rs.750/- per month
iii 90% and above -Rs1000/- per month
Nonzero (funded) accounts having monthly average balance of Rs.100/- & above, Minimum 100 transactions during the month at rural / semi urban centre and 200 transactions at urban / metro centres
14Aadhaar seeding (existing account holders)Rs. 5/- per accountNo changeSame as applicable to Rural/Semi-urban category
15Mobile                   Seeding: (Inputting Valid Contact Number)Rs. 5/- per accountNo changeSame as applicable to Rural/Semi-urban category
S.N.ParticularsExistingProposed Rural/Semi UrbanProposed Urban / Metro
16Generating Green PIN for RuPay ATM CardsRs.5/- per PIN reset per Account / Month (For first time PIN generation)No changeSame as applicable to Rural/Semi-urban category
17Mini Statement through Micro ATM (Maximum 2 mini statement per account per month)Rs. 2/- per statementNo changeSame as applicable to Rural/Semi-urban category
18Passbook printingRs.5/- per passbook per day.Rs.6/- per passbook per day beyond 300 passbooks printing.Rs.5/- per passbook per day.   Condition: (Max. 05 times per a/c in a month)Rs.6/- per passbook per day.   Condition: (Max. 05 times per a/c in a month)
19Social Security Scheme PMJJBY.PMSBY.APY. (Premium on enrolment to be collected from customers, as per Annexure -II enclosed)a) Rs.30.00/- b) Rs.1.00/- c) Rs.80.00/- to Rs. 100/- (Depending on number of enrolments) (Govt. mandated)No changeSame as applicable to Rural/Semi-urban category
 Services being rolled out soon
20Request for issuance of cheque book of 10 leaves (Non FI customers with AEPS) (Recovery                    from customers: First 10 cheque leaves free in a financial year at branch, thereafter: 10 leaf cheque Book at Rs. 40/- + GST & 25 leaf cheque Book at Rs. 75/- + GST)Rs. 5/-Rs. 6/-
21Request for Stop cheque (Recovery                    from customers: Rs. 100/- + GST per instrument maximum Rs. 500/- + GST per instance)Rs.2/- per instruments – Max. Rs. 5/-Same as applicable to Rural/Semi-urban category
22  Request for Blocking of (RuPay/ATM) Card  —  Rs. 2/- per instance  Same as applicable to Rural/Semi-urban category
S.N.ParticularsExistingProposed Rural/Semi UrbanProposed Urban / Metro
23NEFT by transfer up to Rs. 10,000/- (Both FI and Non FI                        customers) (Recovery                    from customers: Up to Rs. 10000/-: Rs. 2/- + GST, Above Rs. 10000/-: Rs. 4/- + GST)Rs. 2/- per transferSame as applicable to Rural/Semi-urban category
24Deposit in Loan Accounts
 Un – Mapped accounts0.40% Min. Rs.2/-, Max Rs. 10/-No changeSame as applicable to Rural/Semi-urban category
 Mapped accounts0.50%            of            collections made/routed by BCs/CSPsNo changeSame as applicable to Rural/Semi-urban category

As an AI language model, I don’t have access to real-time information or the ability to provide up-to-date commission structures. The commission structure for SBI (State Bank of India) CSP (Customer Service Point) may vary over time and can depend on various factors, including the specific agreement between SBI and the CSP.

To obtain the most accurate and current commission structure for SBI CSP, I recommend reaching out to the nearest SBI branch or contacting SBI directly. They will be able to provide you with the most up-to-date information on the commission rates, structure, and any other relevant details regarding becoming a CSP for SBI.

To register as a CSP (Customer Service Point) for SBI (State Bank of India), you can follow these general steps:

  1. Contact SBI Branch: Reach out to the nearest SBI branch or the branch of your preference. Inquire about the process and requirements for becoming a CSP. The branch manager or designated official will guide you through the registration process.
  2. Fulfill Eligibility Criteria: Ensure that you meet the eligibility criteria set by SBI for CSP registration. These criteria may include factors such as age, educational qualifications, experience in the banking sector, and other requirements specified by the bank.
  3. Gather Required Documents: Collect the necessary documents for the registration process. These documents may include:
    • Application form: Obtain the CSP application form from the SBI branch or download it from their official website.
    • Identity proof: Provide documents such as Aadhaar card, PAN card, voter ID, or passport as proof of identity.
    • Address proof: Submit documents like utility bills, rent agreement, or bank statements as proof of address.
    • Educational qualifications: Provide certificates or documents that validate your educational qualifications.
    • Experience certificates: If applicable, submit experience certificates or letters from previous employers to showcase your experience in the banking or financial sector.
    • Other documents: SBI may require additional documents as per their specific requirements, so it’s advisable to check with the branch for a comprehensive list.
  4. Submit Application: Complete the CSP application form and attach all the required documents. Submit the application form along with the documents to the SBI branch. Ensure that the application is filled accurately and all the supporting documents are provided.
  5. Verification and Approval: SBI will review your application and conduct the necessary verification checks. This process may involve background checks, due diligence, and assessing your suitability as a CSP. If your application is approved, you will be notified by the bank.
  6. Agreement and Training: Once approved, you may be required to sign an agreement with SBI, outlining the terms and conditions of the CSP arrangement. SBI may also provide training on their products, services, and operating procedures. Attend the training sessions and familiarize yourself with the necessary guidelines.
  7. Infrastructure Setup: Set up the required infrastructure at your CSP location. This may include setting up a computer system, internet connectivity, biometric devices (if applicable), and other necessary equipment as per the guidelines provided by SBI.
  8. Go Live as CSP: After completing the training and infrastructure setup, you can start offering SBI banking services to customers through your CSP. Adhere to the operational guidelines provided by the bank and maintain compliance with the necessary regulations.

Please note that the exact registration process and requirements may vary based on SBI’s policies and guidelines. It is recommended to directly contact the bank or visit the nearest SBI branch for detailed information and guidance on the CSP registration process.

As an SBI CSP (Customer Service Point), you will be authorized to provide various banking services on behalf of State Bank of India. These services aim to extend the reach of SBI’s banking facilities to unbanked or underbanked areas, promoting financial inclusion. Here are some of the common services that you can offer as an SBI CSP:

  1. Account Opening: You can assist individuals in opening SBI savings accounts, current accounts, and other types of accounts offered by the bank. This includes helping customers fill out the necessary application forms and verifying their identity and address proofs.
  2. Cash Deposits and Withdrawals: Customers can deposit and withdraw cash through your CSP. You will be responsible for accepting cash deposits into their SBI accounts and providing cash withdrawals as per their requirements.
  3. Fund Transfers: You can facilitate various fund transfer services, such as transferring money between SBI accounts, interbank transfers, and remittance services. This allows customers to send and receive money securely.
  4. Balance Inquiries and Mini-Statements: As an SBI CSP, you can provide customers with account balance inquiries and mini-statements. This enables them to check their account balances and review recent transactions.
  5. Bill Payments: You can assist customers in paying their utility bills, such as electricity, water, gas, and telephone bills, using their SBI accounts. This service helps individuals conveniently settle their bills through your CSP.
  6. Aadhaar Enabled Payment System (AEPS): SBI CSPs often offer AEPS services, allowing customers to perform banking transactions using their Aadhaar card details. This includes services like cash withdrawals, balance inquiries, and Aadhaar-to-Aadhaar fund transfers.
  7. Government Schemes and Benefits: SBI CSPs can facilitate the disbursement of various government subsidies, pensions, and other financial benefits. This helps individuals receive their entitlements directly into their SBI accounts.
  8. Loan Applications and Repayments: You may assist customers in applying for SBI loans and provide guidance throughout the loan application process. Additionally, you can accept loan repayments on behalf of the bank.
  9. Insurance and Investment Products: Depending on the specific agreement with SBI, you may have the option to offer insurance and investment products provided by the bank. This can include selling insurance policies, mutual funds, fixed deposits, and other investment options.

As an SBI CSP, it is important to follow the guidelines and operating procedures set by the bank. You will be representing SBI and should maintain professionalism, integrity, and compliance with banking regulations.

Please note that the availability of services may vary based on the specific CSP agreement with SBI and the infrastructure capabilities of your CSP location. It is recommended to directly contact SBI or visit the nearest SBI branch for detailed information on the specific services you can offer as an SBI CSP.

Spacial Recharge Partner

This will close in 20 seconds